Bankruptcy
New Jersey Bankruptcy Lawyers. Chapter 7 and Chapter 13. We assist people who need a fresh start. We can help you overcome debt.
Chapter 7 and Chapter 13 Bankruptcy Lawyers
At Ruiz Doolan Law Firm, we understand that facing overwhelming debt can be stressful and overwhelming. If you’re struggling to make ends meet and considering filing for bankruptcy, our experienced bankruptcy attorneys are here to help.
We serve clients throughout New Jersey and have offices in Hackensack, Bergen County, and Morristown, Morris County, offering a range of bankruptcy services to help you regain control of your finances and achieve a fresh start. Whether you’re dealing with medical bills, credit card debt, foreclosure, or other financial challenges, our attorneys can guide you through the bankruptcy process and help you achieve your goals.
At Ruiz Doolan Law Firm, we understand that every situation is unique. That’s why we provide personalized and compassionate legal services to our clients. We now offer online and in-person consultations to make the process even more convenient for you. We’ll work with you every step of the way to develop a plan that meets your needs and goals.
Contact us today to schedule an online or in-person consultation with a Chapter 7 & 13 New Jersey bankruptcy lawyer we have two convenient locations in Hackensack, Bergen County, and Morristown, Morris County. We’re here to help you achieve a fresh start and regain control of your finances.
Chapter 7 Bankruptcy
If you’re struggling with overwhelming debt and looking for a fresh start, Chapter 7 bankruptcy may be the right option for you. At Ruiz Doolan Law Firm, our experienced Chapter 7 bankruptcy attorneys can guide you through the process and help you achieve your financial goals.
Chapter 7 bankruptcy, also known as “liquidation” bankruptcy, can help eliminate unsecured debts like credit card bills and medical bills, allowing you to start over with a clean slate. Our Chapter 7 attorney will work with you to assess your financial situation and determine if Chapter 7 is right for you.
If you decide to move forward with Chapter 7, our attorney will guide you through the entire process, from filing your petition to attending your 341 meeting and beyond. We’ll help you understand your rights and obligations under the bankruptcy code and work to ensure a smooth and successful outcome.
Chapter 13 Bankruptcy
If you’re struggling with overwhelming debt but have a steady income, Chapter 13 bankruptcy may be the right option for you. At Ruiz Doolan Law Firm, our experienced Chapter 13 bankruptcy can guide you through the process and help you achieve your financial goals.
Chapter 13 bankruptcy is often referred to as a “reorganization” bankruptcy, as it allows you to create a repayment plan over three to five years to pay off your debts. Our Chapter 13 lawyer will work with you to assess your financial situation and determine if Chapter 13 is right for you.
If you decide to move forward with Chapter 13, our lawyer will help you create a repayment plan that fits your budget and goals. We’ll negotiate with your creditors on your behalf and work to ensure that your repayment plan is fair and achievable.